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Employee Benefits

When professionals assess employment opportunities, their analysis goes beyond base salary. A well-designed employee benefits program can play a critical role in helping you meet your goals for attracting, retaining and motivating employees to do their best.

Stokes Financial provides expertise in the selection, design and implementation of the full continuum of employee benefit plans, including:


  • Medical
  • Dental
  • Vision
  • Group Short & Long Term Disability
  • Group Life
  • Section 125 Cafeteria Plan


Why Stokes Financial for your Employee Benefit Needs:

We are a completely independent firm with no obligation or alliance to any specific carrier. Since we work with all the major carriers in your state our job is to do the research for you and narrow down the many options to the plans that best address your unique needs.

Analysis and Strategy. Within the scope of your budget, we define the best options by analyzing cost/benefits, provider networks, tax reduction and employee contributions. We understand that your business situation along with the needs of your employees may change over time. It is imperative this same careful analysis is performed on your renewal each and every year. We are always proactive and will reach out to you prior to your renewal to assure you have the most cost effective option that continues to meet your ever changing business situation.

Service and Support. Our relationship does not end with the implementation of your plan designs. Our long-term clients will tell you that we provide the same benefits, advice, savings and customer service today, as the first day they selected us. From billing and claims issues to new hires and terminations, we are your business partner throughout the entire year.

Product Knowledge and Industry Expertise. Our extensive training and access to resources means you can count on us for the right answers. With the rapidly changing health insurance laws and market place it is more important than ever to work with the right firm. From Employee "Summary Plan Descriptions" to the “Minimum value” requirements we will walk you through the compliance maze and help you to avoid unnecessary penalties.